Life Insurance

Open Enrollment Starts November 1st — Reserve Your Spot Today!

Big changes are here for 2026 health coverage. Don’t wait — secure your review now with Zac Lovinger, your licensed insurance guide at Optimized Health Plans.

Reserve My Spot With Zac

How It Works

Reserve Your Spot – Pick a time with Zac that works for you.

Review Your Options – Go through your 2026 health coverage choices together.

Choose Your Plan – Lock in your coverage before the December 31 deadline.

Why It’s Important to Act Early

This Year It’s More Important Than Ever to Check In Early

Most plans will not auto-enroll this year — you’ll need to re-enroll to keep coverage.

Booking early gives us time to get you the best options available.

New rules for 2026 mean your current plan may not carry over.

Our licensed guides make the process simple, clear, and stress-free.

Reserve My Spot Now

Reliable Protection

Count on us for dependable life insurance coverage tailored to you.

Trusted Advisors

Our expert team offers personalized guidance to help you choose the perfect life insurance plan for your needs and goals.

Leading Coverage

Providing top-rated life insurance trusted by families across North America.

1450

HAPPY CLIENTS

12

INSURANCE PRODUCTS

14

YEARS OF EXPERIENCE

120

PROFESSIONAL AGENTS

How It Works?

Our easy process ensures you get the right life insurance coverage. We guide you through evaluating needs, selecting a plan, and securing your future.

Assess Needs

Evaluate your financial goals.

Choose Plan

Pick from tailored options.

Get Covered

Secure your family’s future.

What people say about us.

Here are comments from our beloved clients

I am a small farmer, with my ranch located in the Southern Idaho and providing me with all my earnings. That’s why I signed up for insurance – to back up this humble pie of mine!